Florida Home Loans

Find a great Florida home loan with the best rate at Optionwide Home Loans.  We have access to the best Florida home loans in Florida.  Our loan specialists will work closely with you to choose and tailor the mortgage loan that best meets your overall financial objective.  We make finding a Florida home loan easy, simple and painless.

Optionwide Home Loans has hundreds of mortgage loan programs to service every homebuyers and homeowners with all types of credit and financial needs.  For example, we can assist first time homebuyers in purchasing a home at 100% financing with zero down or even help homeowners looking to refinance who have been rejected by many other mortgage companies get approved with us.  We provide mortgage loans for home buying, home refinancing, investment properties, debt consolidation, home improvements, or cash out for any purpose.  To find the best rate for you, simply fill out the form and we will contact you regarding your Florida loan as soon as possible.

We offer you the most competitive rates and provide you with the exceptional customer service you deserve. Whether you're a first time homebuyer or are refinancing - we will find you the best rate on your mortgage loan program for your specific situation. Simply fill out the mortgage form today for a no-cost, no-obligation pre-approval!  The benefits of our mortgage resources are enormous saving you the most money on your Florida home loan.

Refinance
Refinance loan offers you the ability to take cash out, lower your monthly payment, payoff debt, and even more importantly, save money.

Home Purchase
Easy Prequalification, first time buyer programs, and excellent customer service means we make the process of obtaining a home loan seem easy!

Debt Reduction
If you are tired of high interest credit card debt, then convert your debt into a low interest single monthly payment, with a debt consolidation loan.

Home Equity Loans
A Home Equity loan is a great way to consolidate your debt or take cash out of your homes equity and put it into one smaller monthly payment.

Loan Programs Include:
• Residential & Commercial
• First time home buyers
• 100% Financing
• Investment properties
• Interest only loans
• 40-50 Year terms
• Stated & No DOC. Loans
• Unlimited cash out regardless of credit score
• Foreclosure Bailout loans

Florida Statistics:

• Capital: Tallahassee
  
  
• Population (year 2000): 15,982,378
  
  
• Estimated Population ( year 2005): 17,019,068
  
  
• House units (year 2004): 8,009,427
  
  
• Median Value of owner-Occupied Housing Units ( year 2000): $105,500
  
  
• Median household Income (year 2003): $38,985
  
  
• Land area: 54,252 square miles
  
  
• Entered Union: 3 March, 1845(27st)
  
  
• State nickname: Sunshine State