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Home Purchase Loan

Purchasing a new home is always exciting and can be stressful at the same time. It can be an overwhelming experience, especially, given the wide selection of home loans lenders are offering today. Our primary goal at Optionwide Home Loans is make sure your home purchase experience is quick and easy.

Homebuyers
Are you a first-time homebuyer or purchasing a new or second home? There are many different ways to finance the purchase of a home. Selecting the right mortgage may be the most important financial decision you will ever make. We'll walk you through the mortgage process, and tailor the perfect mortgage program for your financial situation. Our mission is to help make your home loan decisions easier, and get you pre-approve so you can leverage your negotiation strength with home sellers possibly saving you thousands of dollars. Before you realize, you'll be in your dream home!

Investors
If you're an investor looking to purchase a second home or investment property then you understand that a property's appreciation and cash-flow potential are important to your return on investment. However, an intelligent investor also understands that to fully maximize your return on investment, you'll have to leverage the right mortgage program. This is where we step in and find the right mortgage program to fully maximize your overall strategic and financial goals. Not only will you make thousands of dollars on the appreciation and cash-flow potential on your property, you'll also save tens of thousands of dollars on the right mortgage program. Make the smart decision and contact us today!

Mortgage Programs
We have thousands of programs to cater every homebuyers and potential homebuyers regardless of credit history. We can even assist you in purchasing a home at 100% financing with zero down.

What loan is best for me?

Years you plan to stay in the home                 Recommended Program
1 - 3 3/1 ARM, 1 Yr ARM or 6 Mos ARM
3 - 5 5/1 ARM
5 - 7 7/1 ARM
7 - 10 10/1 ARM, 30 Yr Fixed or 15 Yr Fixed
10 + 30 Yr Fixed or 15 Yr Fixed


Mortgage Application Form
Property State:
The Property is Your:
What is the Purchase Price? $   .00
How Much Would You Like to Borrow? $   .00
Have You Already Found a Property?
Yes No
Have You Signed a Purchase Contract?
Yes No
Can You Document Your Income?
Yes No
 

 
 
 
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